Introducing the IHR Page!

Hello readers, I’m happy to announce that MSoLife has a new feature!

Check out the “IHR” page at the top of the screen here (or in the drop-down menu if you’re on mobile). Or, just click this link. This is the Investment Hurdle Rate, which you can read about here.

Basically, it helps to calculate an interest rate cut-off mark where it makes sense to invest money instead of paying off more debt.

If your debt has a higher interest rate than the IHR, pay it off ASAP. If your debt is lower than the IHR, consider investing as well as paying off debt or shifting all your extra cash to investing if the rate is truly low.

The IHR is updated monthly and the latest figure is as of March 1st, 2018.

Please let me know what you think and if you have any comments or questions!