The “IHR” or Investment Hurdle Rate is updated monthly. Use this to help decide whether or not you should use your cash to pay off debt or invest.

Read more about the IHR here.

Updated as of June 1st, 2018

Current IHR: 7.67%

The orange area is the current 10-year Treasury yield. The teal area is the current S&P 500 Equity Risk Premium, or the premium over the 10-year yield that the added risk of investing in stocks is expected to produce. You may need to click on the icon on the bottom right of the figure to view it in full size!